To contact us, please call 888-338-3693.
When your car breaks down or an appliance needs repaired or a plumber, all manners of pain can be unleashed on your budget. We often respond with late payments, and get hit with over the limit fees for our credit cards, bounced check fees and return fees, and even disconnect\reconnect charges for the utilities we need to live. When we are faced with expenses like that, more often than not the intelligent and least expensive option is a payday loan.
A three hundred dollar cash advance may cost you up to $45.00. Having an electric bill check bounce can cost more than that just for the bounced check and returned check fees from the bank and utility. On top of that, many utilities may charge you $84 or even more for the privilige of flipping a switch. Add to that the fact that some utilities will then require a $200 - $500 cash deposit, and you can easily be looking at added expenses in the hundreds of dollars. Compared to this, cash advances are a bargain that the prudent person will take full advantage of.
If and when you need a larger online loan, or more time to pay it back, it's good to know that instant installment loans are there when you need them. These loans allow you to borrow more from trustworthy online lenders; they also allow up to 6 months or even longer to pay the loans back. With loans under $1500, no credit checks are required, and you often won't even have to fax in any documents.
It really depends. If you have a credit card that charges 30% interest for a 500 dollar limit and carries a $74.00 yearly fee,as many credit cards do, you are really better off just using a payday loan or cash advance, rather than pay interest charges for years and years, while never making a dent in the principle. It is easy to quickly max out credit cards and then be burdened with thousands of dollars in debts; all too often people quickly find themselves in over their heads. Short term loans are often much wiser solutions.
If you run into financial difficulty and can't payback your payday loan in time, don't worry - you do have rights and protections from the Community Financial Services of America. Payday lenders, as members of the CFSA, are required to allow their customers an extended payment plan at least once a year, for any reason! So know your rights - you can borrow what you need, and pay it back when you are able, and as you are able. There is never too difficult a situation that good financial planning cannot help with, and having access to payday loans and cash advances, knowing you can pay them back over time, is a great place to start.
Copyright © My-PaydayLoan.com.